TO: All Insurers writing Motor Vehicle Insurance
FROM: The Oregon Department of Consumer & Business Services Division of Financial Regulation
SUBJECT: Motor Vehicle (Automobile) Insurance Exclusions
The Division of Financial Regulation Product Regulation unit wants to remind insurers writing personal and commercial motor vehicle insurance that Oregon laws do not allow exclusions for criminal or illegal acts in a motor vehicle policy used to meet the financial responsibility requirements for Bodily Injury Liability (BI), Property Damage Liability (PD), Automobile Personal Injury Protection (APIP), or Uninsured Motorists/Underinsured Motorists coverage (UM/UIM).